16540 Cellini Lane, Naples, FL 34110, Bonita Springs, Florida, United States. - Hero Image
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16540
Cellini Lane
Bonita Springs | Florida

A Home of

Exquisite Detail

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Amy Nease
Amy Nease
Presented At
$2,800,000
Bedrooms
4
Bathrooms
5
Living
3,958
SQFT
Fireplace
Fitness Center / Gym
Bar
Garage
Parking
Pool
Outdoor Kitchen
Water View
Lake View
Renovated
16540 Cellini Lane, Naples, FL 34110, Bonita Springs, Florida, United States. - Photo 1
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16540 Cellini Lane, Naples, FL 34110, Bonita Springs, Florida, United States. , Bonita Springs , Florida 34110

.

Imagine a life where every detail speaks of elegance, luxury and pure Floridian charm. This captivating estate home in the exclusive Mediterra community offers just that, a stunning combination of sophistication and comfort. With four spacious en-suite bedrooms and a versatile den, this residence is thoughtfully crafted for relaxation and grand entertaining. Go inside, and you'll be greeted by a flood of natural light streaming through expansive windows and 45-degree sliders, enhanced by the home's desirable southern exposure. The seamless flow between indoor and outdoor spaces invites you to enjoy the beauty of Naples warm climate year-round. The expansive open-air lanai becomes a private oasis with a gorgeous lake view, an inviting fireplace and an outdoor kitchen. Picture friends and family gathering here as you host under the stars by the sparkling pool and spa, creating unforgettable memories. For culinary enthusiasts, the gourmet kitchen is a dream come true, complete with a wet bar for effortless entertaining. Every detail exudes elegance, from the crown molding to the magnificent tray ceilings that add an architectural flourish throughout the home. And for the car enthusiast, the air-conditioned three-car garage ensures convenience and comfort. With peace of mind from a new roof installed in 2020, you can immerse yourself fully in the award-winning lifestyle Mediterra offers. Known for its two Tom Fazio championship golf courses, tennis, pickleball and a state-of-the-art fitness center, Mediterra's amenities are designed for those who appreciate the finer things in life. Perhaps one of Mediterra's greatest treasures is its private, fully renovated Beach Club on the Gulf. Here, a world of relaxation awaits, with valet parking and beachside service where umbrellas and lounge chairs are set up at your request. Spanning 10,000 square feet, the club's upper level offers indoor and alfresco dining, a full bar, a swimming pool, lockers and dressing areas. Imagine a wonderful day by the pool, followed by a leisurely dinner overlooking the golden sunset on the Gulf. This estate offers not just a home but a gateway to a lifestyle where luxury meets tranquility. Welcome to the best of Naples. Virtual photos are included with photography.

Gallery

3D Street View Tour

Map showing 16540 Cellini Lane, Naples, FL 34110, Bonita Springs, Florida, United States.

Property Location

16540 Cellini Lane, Naples, FL 34110, Bonita Springs, Florida, United States., Bonita Springs Florida

Local Weather & Climate

Bonita Springs, Florida

Current Conditions Updated recently
71 °F
Few clouds
Feels Like 71°F
Humidity 72%
Wind 3 mph
Visibility 6.2 mi
Sunrise 11:36 AM
Sunset 11:35 PM
5-Day Forecast
Sun 15 Mar
Clouds
High 85°
Low 70°
Mon 16 Mar
Clouds
High 82°
Low 69°
Tue 17 Mar
Clouds
High 75°
Low 59°
Wed 18 Mar
Clouds
High 72°
Low 58°
Thu 19 Mar
Clouds
High 74°
Low 62°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Bonita Springs?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Premium 4.3× median

Our perspective on current market conditions in Bonita Springs. For informational purposes only — always consult a licensed real estate professional before making decisions.

Good Time to Buy
Market conditions favor buyers. Consider making a move.
72
Buyer Score
Prices are down 1.3% year-over-year
Homes are taking 94 days to sell - more time to negotiate
Homes selling 6.1% below asking price on average

Local Market Price Trends

Median home sale prices in Bonita Springs, Florida — ZIP code 34110 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $2,800,000
Area median: $650,000
-1.3% year-over-year (well below the 3.5% historical avg)

Market Competition

94 days
Days on Market
Above typical
93.9%
Sale-to-List Ratio
Below asking

Future Value & Wealth Building

Starting investment: $2,800,000 20% down ($560,000)

42.4 years
Double Your Investment
Based on current market trends, your property value could double
$1,375,301
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$14,903
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$4,573,382
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $560,000 down payment could grow to $1,375,301 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.18
Every dollar invested today could become $1.18 in 10 years
$100 → 118 $1,000 → $1,178
+$126
$126/day
Your home may appreciate while you sleep
$888/week $3,847/mo $46,169/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$189K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -27% advantage over stocks
RENT 💸 -$1.5M
vs
OWN 📈 +$1.4M
$1.4M Potential Equity
vs $1.5M lost to rent over 10 years
$560K Down Payment Growth
2.5x
10yr
$1.4M
4.6x
20yr
$2.6M
8.2x
30yr
$4.6M
Wealth Comparison
×11
Equivalent to 11 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $4.6M
Time to Double Your Investment (accounting for market cycles)
76.9
years
Conservative
0.91% effective/yr
18.2
years
Optimistic
3.88% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $3.1M +9%
Market $3.3M +18%
Optimistic $4.1M +46%
$1.4M est. equity
20 Years
Conservative $3.4M +20%
Market $3.9M +39%
Optimistic $6.0M +114%
$2.6M est. equity
30 Years
Conservative $3.7M +31%
Market $4.6M +63%
Optimistic $8.8M +213%
$4.6M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Redfin (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 34110 • 2022 ACS Data

24,584 Population
Median Age: 63.0
$90,006 Median Income
Above Average
$472,800 Median Home Value
Rent: $1,945
52.7% College Graduates
High

Housing

Homeowners 51.5%
Renters 18.9%
Vacancy Rate 29.7%

Employment

1.4% Unemployment
30.4% Work From Home

Education Attainment (Age 25+)

High School+ 96.3%
Bachelor's+ 52.7%
Graduate+ 20.3%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 16540 Cellini Lane, Naples, FL 34110, Bonita Springs, Florida, United States features 4 bedrooms with 3,958 square feet of living space.
This property offers 3,958 square feet of living space.
This property is listed at $280,000,000, which equals $70743 per square foot.
In Bonita Springs, home prices have decreased 1.3% over the past year, homes typically sell within 94 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Bonita Springs shows an active market. The market opportunity score is 72 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Bonita Springs, Florida. The property is situated in an established neighborhood with convenient access to local amenities and services.
Amy Nease

Amy Nease

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